"Essential Capital Group provided us with quick funding and valuable advice for our tech startup. They were honest and had our best interests in mind. Highly recommend!"
-Emily Johnson, Founder of CodeWave Technologies
Funding options built to work for you.
Revenue-Based Financing
An alternative funding solution that provides upfront working capital in exchange for a percentage of your future revenue. Repayments adjust based on your revenue, with no interest, fees, or penalties. Once the total payment amount is set, it’s fixed and will never change.
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Credit Limits from $6K–$100K
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Flexible Repayment Terms: 12, 18, or 24 months
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Payment Relief if revenue decreases, with no penalties
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Build Business Credit through reporting to Experian
Funding options built to work for you.
10-minute
application process and fast funding
$100 Million
delivered to U.S. businesses
A+ Rating
with the Better Business Bureau
See why business owners choose us.
Easy process
You can work with us directly from application to funding, without going through a third party.
Fast funding
Lines of credit can fund instantly. Term loans can fund the same day.
No hard credit pulls
Check your eligibility without affecting your credit score.
What can you do with funding from Essential Capital?
Enjoy the benefits of working directly with Essential Capital. No matter your goal, our in-house loan advisors can help you choose a financing solution — no middleman or delays.
Purchase inventory
Cover payroll
Expand or renovate
Launch marketing campaigns
Stabilize cash flow
Upgrade equipment
Hire more employees
Consolidate business debt
Our Impact
in Numbers
Facts & Figures
+5k
Businesses Helped
Over 5,000 Business Supported
Savings Achieved
in Business Savings
3m
+100m
Funded Amount
Over $100M Funded
Successful Funding
Success Rate on Funding
98%
Why Essential Capital?
Your Success is Our Success.
Secure Tomorrow, Thrive Always
At Essential Capital, we understand that in the world of business, timing is everything. That's why we're dedicated to providing swift, flexible, and hassle-free loan solutions tailored to meet your unique needs. Our mission is simple: to fuel your business growth by delivering the essential capital you need when you need it most.
Your success is our success. We are invested in helping you achieve your business objectives and will work tirelessly to ensure you have the resources needed to thrive.
We're here to help you succeed on your own terms.
Simple Process
Getting funds through Essential Capital is fast and simple. Our application takes as little as 10 minutes and you can receive a decision and your funds the same day.
Tailored Options
We offer a business term loan and a business line of credit to help meet your unique funding needs, and can tailor your repayment terms to fit your business.
Digital Security
Essential Capital is fully dedicated to protecting the safety and security of our customers and their data. Visit our security center to see how we keep your information safe.
Real People
As an Essential Capital customer, you'll get a dedicated U.S.-based loan advisor (available five days a week) to help you through the entire process.
Transparent Pricing
As an Essential Capital customer, you'll get a dedicated U.S.-based loan advisor (available five days a week) to help you through the entire process.
Loyalty Perks
If you renew, we'll waive all remaining interest on your original term loan.
We're fluent in small business —
and ready to take your call.
You don't need to be an expert on small business loans. Our team of U.S.-based loan advisors is here to help you every step of the way.
Are we a match? Check our minimum requirements.
1 Year
in business
625
personal FICO score
$100K
business annual revenue
Business
checking account